Privacy Policy

We collect only what we need to run the Service:

• Account information — your email address, name, and any profile picture you upload, provided through our authentication partner (Clerk).
• Content you create — the entries you make in the app, including budgets, debts, goals, mood check-ins, private reflections, and messages you send to in-app assistants.
• Files you upload — any documents, receipts, or images you choose to attach. These are stored in a private Cloudflare R2 bucket and are only ever accessed through short-lived signed links; the bucket itself is never publicly readable.
• Technical information — your device platform (iOS, Android, or web), app version, IP address, request timestamps, and error logs used to keep the Service reliable and secure.
• Payment information— if you make a voluntary “Support the App” contribution, your payment is processed by Stripe. We never see or store your full card details; we retain the amount, currency, timestamp, and a reference number to acknowledge the contribution.
• Waitlist email — if you join the launch waitlist, we store the email address you provide so we can email you when access is available.
• Contact messages — when you contact us, we store the name, email address, topic, and message you provide so our team can respond. Cloudflare Turnstile processes limited technical information to protect the form from automated abuse.

We use your information to:

• Operate the Service and the features you interact with.
• Personalize responses from in-app coaching, insights, and calculators so they reflect your own data.
• Keep your account secure, detect abuse, and diagnose bugs.
• Communicate with you about the Service, including account, billing, and support messages.
• Comply with legal obligations.

We do not sell your personal information, and we do not use it for third-party advertising.

The Service uses large language models (LLMs) — currently Google Gemini and Anthropic Claude — to generate coaching, explanations, summaries, and suggestions in response to what you enter.

When you use an AI feature, the specific inputs required for that feature are sent to the model provider through their API. We minimize what we send: for example, when we ask a model to explain a budget, we send the calculated budget figures rather than every transaction in your account.

Neither Wealthness nor these providers train their models on your inputs under the API contracts we use. Providers may retain inputs briefly to operate their service, per their published policies:

• Google — Gemini API Additional Terms
• Anthropic — Privacy Policy

AI outputs can be wrong, incomplete, or out of date. They are suggestions, not professional financial, legal, tax, or medical advice. Please verify anything important before acting on it.

Your data is stored and processed in the United States by carefully selected third-party providers under contract to Wealthness — including our authentication, database, file storage, payment processing, and email delivery partners. Each partner is bound by written agreements limiting how they may use your information.

Wherever your data lives, we require:

• Encryption in transit (TLS) and at rest.
• Access controls so only you can see your account's data.
• Payment card details handled only by our PCI-compliant payment processor — we never see or store them.

A current list of the specific providers we use is available on request at team@wealthness.app.

We share personal information only in these situations:

• Service providers — the vendors listed above, who process data on our behalf under written contracts and are prohibited from using it for their own purposes.
• Legal compliance — where required by law, subpoena, or valid legal process, or to protect the rights, property, or safety of Wealthness, our users, or others.
• Business transfers — if Wealthness or its assets are acquired or reorganized, your information may be transferred to the successor entity, subject to this Policy.

We keep your account information for as long as your account is active. Content you create is retained until you delete it or your account. Contact messages are retained only as long as needed to respond, maintain support records, and protect the Service.

When you delete your account, we remove your personal information from active systems within 30 days. Backups and audit logs may retain data for a further limited period before being overwritten on our normal rotation. Records we are legally required to keep (for example, payment records for tax purposes) are retained for the required period.

You can, at any time:

• Access, correct, or export your data from within the app.
• Delete individual entries, or your entire account.
• Unsubscribe from non-essential emails using the link in the message.
• Ask us to fulfill any of the above by emailing team@wealthness.app.

If you are in California, the EU/EEA, the UK, or another jurisdiction with specific privacy rights, those rights (such as access, correction, deletion, portability, and objection to certain processing) apply — contact us and we will honor them.

We use industry-standard measures — encryption in transit, row-level isolation, least-privilege access, and continuous dependency patching — to protect your information. No system is perfectly secure, so we can't guarantee protection against every possible attack, but we take reasonable steps and will notify affected users of any breach as required by law.

Our web app uses only the cookies needed to keep you signed in and to run core features. We do not use third-party advertising cookies. You can block cookies in your browser, but doing so may prevent parts of the Service from working.

Wealthness is operated from the United States, and the vendors listed above may process your data in the United States or other countries where they run infrastructure. If you use the Service from outside the United States, you consent to your information being transferred to and processed in the United States.

We may update this Policy from time to time. If we make material changes, we'll update the “Effective” date at the top and, for logged-in users, notify you in the app or by email before the change takes effect.

Reach us anytime:

• Email — team@wealthness.app
• Phone — (361) 688-5216
• Mail — Unendin Partners LLC, Mesquite, Texas, USA